Timberville, VA – [October 1, 2025] – F&M Bank, in partnership with Visa, today announced the launch of a new co-branded online learning hub, F&M Bank | Practical Business Skills. This free platform provides small and micro-business owners across Virginia with access to practical, stage-based resources to help them start, manage, and grow their businesses. The initiative builds on Visa’s Practical Business Skills program, first introduced in 2019 to address high failure rates among small businesses by